Taxes, Legal & Cross-Border13 min read
Getting a mortgage in Portugal as a foreigner
What Portuguese banks lend a non-resident: the 90% and 80% central-bank ceilings, the 50% effort rate, Euribor in August 2026, and the full cost stack.
What Portuguese banks lend a non-resident: the 90% and 80% central-bank ceilings, the 50% effort rate, Euribor in August 2026, and the full cost stack.
Portugal closed the Golden Visa property route in October 2023. What's left for residency-by-investment seekers, and what a Portuguese home still gets you.