Buying Guides13 min read
Buying property in Czechia as a German
Germans buy in Czechia with no permit and no transfer tax. Border-region flats ask a third of Munich's, but the loan comes in koruna.
Peter MarciPosts tagged #Cross-border
Peter Marci
Taxes, Legal & Cross-Border13 min read
Getting a mortgage in Portugal as a foreigner
What Portuguese banks lend a non-resident: the 90% and 80% central-bank ceilings, the 50% effort rate, Euribor in August 2026, and the full cost stack.
Peter Marci
Buying Guides11 min read
Buying property in Austria as a German
Germans buy in Austria on equal terms, but leisure-home rules in Tirol, Salzburg and Vorarlberg bite hard. Costs, financing and tax set against Germany.
Peter Marci
Buying Guides12 min read
Buying property in Slovakia as a foreigner
Any nationality can buy a Slovak home: no permit, no residence test, no transfer tax. What the farmland rule covers and what registration actually costs.
Peter Marci
Taxes, Legal & Cross-Border11 min read
Getting a mortgage in Slovakia as a foreigner
What Slovak banks ask a foreign buyer for: the EU versus non-EU split, the 80% loan-to-value cap, 2026 rates near 3.5%, and the costs beyond interest.
Peter Marci
Taxes, Legal & Cross-Border12 min read
Can foreigners get a mortgage in the EU? Country guide
Country-by-country guide to non-resident mortgages across 10 EU markets, who lends, typical LTV, loan currency, and the hurdles each country adds.
Peter Marci
Taxes, Legal & Cross-Border9 min read
Can non-residents buy property in Czechia? 2026 rules
How foreign buyers purchase property in Czechia in 2026, direct vs. s.r.o., proof of funds, notary, Land Registry, taxes, and timelines.
Peter Marci
Taxes, Legal & Cross-Border10 min read
Getting your NIE before buying property in Spain: 2026 steps
How foreign buyers obtain a Spanish NIE in 2026, where to apply, the EX-15 form, tasa 790 fee, documents, common pitfalls, and what comes next.
Peter Marci
Taxes, Legal & Cross-Border14 min read
Easiest European country to buy property as a foreigner
Ranked on permits, all-in costs, timelines and remote completion. Czechia leads for most foreign buyers, and four markets still gate a non-EU passport.
Peter Marci
Taxes, Legal & Cross-Border18 min read
Non-resident property buying rules in Europe: 12 countries
Can non-EU citizens buy property in Europe? In 8 of 12 countries, yes, with no permit. The four that gate foreign buyers, plus the taxes and IDs to expect.
Peter Marci
Taxes, Legal & Cross-Border16 min read
Portugal's property pathway after the Golden Visa: 2026
Portugal closed the Golden Visa property route in October 2023. What's left for residency-by-investment seekers, and what a Portuguese home still gets you.
Peter Marci
Buying Guides19 min read
The True Cost of Buying a Home in Europe (2026)
What buying a home really costs across 12 European countries: median prices from live listings, plus the transfer taxes and fees that add 1% to 16% on top.
Peter Marci
Buying Guides13 min read
Buying property in Austria as a Hungarian citizen
Hungarians buy in Austria on the same footing as locals, but land-transfer rules are provincial. Permits, second-home limits and the 9% to 12% cost stack.
Peter Marci
Buying Guides12 min read
Buying a home in Spain from the Netherlands
What a Dutch buyer needs for a Spanish purchase: the NIE, ITP by region, non-resident mortgages, buying by power of attorney, and letting it out legally.
Peter Marci
Buying Guides14 min read
Buying a home in Italy from Germany or Austria
German and Austrian buyers pay 9% registration tax on the cadastral value in Italy, plus notary and agent fees. What the purchase really costs.
Peter Marci