What are 2026 purchase costs in France, Spain and Germany?
On a €400,000 resale home you pay about €18,000 in purchase costs in Munich and about €40,700 in Barcelona. Taxes, notary and registry fees, city by city.
All Seeki.eu Blog articles in the Buying Guides category.
On a €400,000 resale home you pay about €18,000 in purchase costs in Munich and about €40,700 in Barcelona. Taxes, notary and registry fees, city by city.
Polish banks lend foreigners up to 80% of a home's value, or 90% with extra security. See a 55 m² Warsaw flat worked through at the 6.00% average rate.
Belgian registration duty is 12% or 12.5%, or 2% to 3% on your only home. On a €350,000 house that's €7,000 or up to €43,750, by region and use.
The document gap between dossier countries (France, Germany, Benelux) and passport countries (Spain, Italy, CEE) splits Europe in two. What you need to buy and to rent, country by country.
Germans buy in Czechia with no permit and no transfer tax. Border-region flats ask a third of Munich's, but the loan comes in koruna.
Germans buy in Austria on equal terms, but leisure-home rules in Tirol, Salzburg and Vorarlberg bite hard. Costs, financing and tax set against Germany.
Any nationality can buy a Slovak home: no permit, no residence test, no transfer tax. What the farmland rule covers and what registration actually costs.
The taxes and fees on buying a resale flat in Poland add about 2% to 3% on top of the price, led by the 2% PCC transfer tax. First-time buyers pay far less.
What buyers actually find in Petržalka, Bratislava's largest district. Sub-area character, panelák versus new-build, Vienna commute, and live €/m² data.
What buying a home really costs across 12 European countries: median prices from live listings, plus the transfer taxes and fees that add 1% to 16% on top.
Hungarians buy in Austria on the same footing as locals, but land-transfer rules are provincial. Permits, second-home limits and the 9% to 12% cost stack.
What a Dutch buyer needs for a Spanish purchase: the NIE, ITP by region, non-resident mortgages, buying by power of attorney, and letting it out legally.
German and Austrian buyers pay 9% registration tax on the cadastral value in Italy, plus notary and agent fees. What the purchase really costs.