Taxes, Legal & Cross-Border13 min read
Getting a mortgage in Portugal as a foreigner
What Portuguese banks lend a non-resident: the 90% and 80% central-bank ceilings, the 50% effort rate, Euribor in August 2026, and the full cost stack.
Peter Marci
Moradia T1 com logradouro em Santa Bárbara de Padrões
Castro Verde, República Portuguesa
€80,000
€1,667/m²
1
rooms
48
m²
0/1
floor
1
rooms
48
m²
0/1
floor
Good
Condition
Stove
Heating
224 m²
Land Area
Garden
Amenities
More in Castro Verde
45 more in Castro Verde →Visit
Schedule a viewing
When would you like to visit?
Pick one or more times that suit you. The agent will confirm the exact slot.
Takes under a minute · The agent confirms your slot.
Overview
Highlights
Key Parameters
Layout:1+kk
Rooms:1
Condition:Good
Ownership:personal
Description
Moradia independente **T1 com 48 m²** de área útil, localizada em Monte da Sete, Santa Bárbara de Padrões, concelho de Castro Verde, distrito de Beja. Esta propriedade oferece uma oportunidade única para desfrutar da tranquilidade do Alentejo.
O interior da casa é composto por **um quarto acolhedor**, uma casa de banho funcional, uma sala de estar equipada com salamandra para aquecimento, e uma cozinha com uma **lareira tradicional alentejana**, perfeita para criar um ambiente rústico e convidativo.
**Principais características:** * Área útil de **47,54 m²** * Logradouro privativo com **224 m²** * Inclui árvores de fruto (oliveiras e laranjeiras) * Dispõe de **barbecue** para momentos de lazer * Potencial para aproveitamentos alternativos e complementares
Situada a **18 km de Castro Verde** e a 25,4 km da Autoestrada A2, esta moradia beneficia de uma localização estratégica com fácil acesso ao Algarve, Lisboa e Norte de Portugal. Ideal para quem procura um refúgio rural com potencial de valorização.
Specs
All details
Building
Floor:0 / 1
Heating:Stove
Land Area:224 m²
Amenities
Garden
Location
What's nearby
Score
Seeki Score
Location Quality
39/100🚇
0Transit
Metro, tram & bus proximity
🏪
0Amenities
Shops, pharmacies & services
👨👩👧
35Family
Schools, parks & playgrounds
🚶
10Walkability
Pedestrian-friendly streets
🎭
0Cultural
Museums, theatres & venues
🌬️
85Air Quality
Air pollution levels (EEA data)
🔇
100Noise Level
Environmental noise levels (EEA)
🌊
100Flood Risk
Flood zone classification
🌳
N/AGreen Space
Parks & green areas nearby
📈
N/AEconomic Health
Regional GDP & employment
Listing Quality
B+Completeness
Key property fields filled in
61
Description
Listing text length & detail
75
Photos
Number of property images
100
Listed 3 months ago
Updated May 22, 2026
Costs
Financing
€324/mo
Est. mortgage · 20% down · 30 yrs · 4.5%
Numbers looking good? See it in person.
Market
Price & market
Price History
€80,000· €1,667/m²May 22, 2026
Listed for saleMarket Trend
No market data available
Compare
Also listed on
AI detected this property was also published on
IDEALISTA_PT€80,000
Ready to take a look?
Pick a time that suits you. The agent confirms the slot.
From the Seeki blog
Peter Marci
Taxes, Legal & Cross-Border16 min read
Portugal's property pathway after the Golden Visa: 2026
Portugal closed the Golden Visa property route in October 2023. What's left for residency-by-investment seekers, and what a Portuguese home still gets you.
Peter Marci
Buying Guides17 min read
What documents do you need to buy property in Europe? (2026 guide)
The document gap between dossier countries (France, Germany, Benelux) and passport countries (Spain, Italy, CEE) splits Europe in two. What you need to buy and to rent, country by country.
Peter Marci
Market Data & Prices10 min read
Average house prices by country in Europe (2026)
Average house prices by country in Europe: median €/m² and prices for apartments and houses in 12 countries, from live Seeki.eu listings, August 2026.
Peter Marci
Taxes, Legal & Cross-Border14 min read
Easiest European country to buy property as a foreigner
Ranked on permits, all-in costs, timelines and remote completion. Czechia leads for most foreign buyers, and four markets still gate a non-EU passport.
Peter Marci
Market Data & Prices12 min read
Property prices compared: 30 European cities, Q3 2026
Median asking prices per square metre for 30 European cities, ranked cheapest to dearest, from live Seeki.eu apartment listings in August 2026.
Peter Marci
Market Data & Prices9 min read
What €200,000 buys you across Europe
Real asking-price data for 20 European cities: how much apartment €200,000 buys, where it clears the median, and each city's Seeki.eu location score.
Peter Marci
Taxes, Legal & Cross-Border18 min read
Non-resident property buying rules in Europe: 12 countries
Can non-EU citizens buy property in Europe? In 8 of 12 countries, yes, with no permit. The four that gate foreign buyers, plus the taxes and IDs to expect.
Peter Marci
Buying Guides19 min read
The True Cost of Buying a Home in Europe (2026)
What buying a home really costs across 12 European countries: median prices from live listings, plus the transfer taxes and fees that add 1% to 16% on top.
Peter Marci
Smarter Property Search10 min read
Best European countries to retire in, ranked by data
Twelve European countries ranked for retirement on housing costs, daily prices, safety and healthcare access, with live Seeki.eu price data from August 2026.
Peter Marci
Taxes, Legal & Cross-Border12 min read
Can foreigners get a mortgage in the EU? Country guide
Country-by-country guide to non-resident mortgages across 10 EU markets, who lends, typical LTV, loan currency, and the hurdles each country adds.
Peter Marci
Market Data & Prices7 min read
Renovated vs fixer-upper: Europe's price gap
How much more do renovated apartments ask than fixer-uppers across Europe, city by city, and where the condition gap nearly vanishes.
Peter Marci