What it really costs to buy a home in Poland
The taxes and fees on buying a resale flat in Poland add about 2% to 3% on top of the price, led by the 2% PCC transfer tax. First-time buyers pay far less.
Jagiellońska 12, Olsztyn, Rzeczpospolita Polska
Visit
Pick one or more times that suit you. The agent will confirm the exact slot.
Takes under a minute · The agent confirms your slot.
Overview
**Introduction**
We present a great 3-room apartment with an area of 46.8 m2, located in a high-rise building at 12 Jagiellonska Street in Olsztyn. This is an ideal property for families, but also as an investment for rental purposes. The main advantages of the apartment are its pleasant location, good layout of the apartment, and a separate, bright kitchen.
**The Apartment**
On an area of 46.8 m2 there are:
- living room - 2 bedrooms - bathroom, - hallway, - a separate, bright kitchen
The apartment is ready to move in after a refresh. A cellar belongs to the apartment.
**The Building**
The apartment is located on the 5th floor of an 11-story block with an elevator built in 1975.
**Location**
Zatorze is a green area on the map of Olsztyn adjacent to the city forest, which encourages walks and other physical activities. The above, combined with good infrastructure and numerous commercial, service, education, and healthcare facilities, makes it an ideal place for families, but also as an investment.
Nearby are:
- bus stop (directly at the building), Olsztyn Główny railway station – 1 km, - educational institutions (Municipal Kindergarten No. 10 – 100m, Primary School No. 11 – 100m, Automotive School Complex – 450m, Economic and Commercial School Complex - 700m), - attractive green areas (City Forest – 600m), - shops and service points (medical clinic – 400m, shop – 50m, pharmacy – 50m, restaurant – 250m), - direct connection to Kortowo by bus number 136.
**Legal Status**
- full ownership with a land and mortgage register, - it is possible to finance the purchase with a loan – I am happy to help in obtaining the best credit conditions.
**Fees**
- The rent is approximately 700 zł.
**Additional Information**
- By deciding to purchase this property, you gain full service, including free assistance in obtaining a mortgage loan. We cooperate with a proven credit advisor. - As a professional real estate agency, we charge a commission fee for performing the brokerage service. - The apartment is available in the **Rent2Own** program. Pay 20% and move in immediately. You will pay the rest in 2 to 5 years – when you build your creditworthiness or collect funds. Ask the advisor for details.
**Contact Invitation**
Adam Sternik
Real Estate Consultant.
Offer added from propertly.io Offer number in the office: 305-MS-OGXNjc06HI/1/4
Specs
Location
Score
Metro, tram & bus proximity
Shops, pharmacies & services
Schools, parks & playgrounds
Pedestrian-friendly streets
Museums, theatres & venues
Air pollution levels (EEA data)
Environmental noise levels (EEA)
Flood zone classification
Regional GDP & employment
Parks & green areas nearby
Key property fields filled in
Listing text length & detail
Number of property images
Listed 3 months ago · 2 views
Updated May 27, 2026
Costs
Numbers looking good? See it in person.
Market
No market data available
Compare
AI detected this property was also published on
The taxes and fees on buying a resale flat in Poland add about 2% to 3% on top of the price, led by the 2% PCC transfer tax. First-time buyers pay far less.
Median apartment asking prices per m² across Polish cities in Q2 2026, with quarter-on-quarter change, methodology, and a free-to-cite dataset.
Median asking price per m² for apartments in 20 Polish cities, from live Seeki.eu sale listings in August 2026, with methodology and an NBP decade comparison.
Warsaw vs Kraków vs Gdańsk compared across price, jobs, transport, stock and lifestyle. Which Polish city fits which buyer in 2026, with live €/m² data.
Average house prices by country in Europe: median €/m² and prices for apartments and houses in 12 countries, from live Seeki.eu listings, August 2026.
What a private sale in Poland actually involves: the energy certificate, the notary and taxes, what portals charge, and the tools Seeki.eu gives a seller.
What it costs to rent an apartment in Polish cities, how small rental supply is next to sales, and why the Polish rental market is still underdeveloped. Median rents from active Seeki.eu listings.
Ranked on permits, all-in costs, timelines and remote completion. Czechia leads for most foreign buyers, and four markets still gate a non-EU passport.
Median asking prices per square metre for 30 European cities, ranked cheapest to dearest, from live Seeki.eu apartment listings in August 2026.
Real asking-price data for 20 European cities: how much apartment €200,000 buys, where it clears the median, and each city's Seeki.eu location score.
Can non-EU citizens buy property in Europe? In 8 of 12 countries, yes, with no permit. The four that gate foreign buyers, plus the taxes and IDs to expect.
What buying a home really costs across 12 European countries: median prices from live listings, plus the transfer taxes and fees that add 1% to 16% on top.
Introduction
We present a great 3-room apartment with an area of 46.8 m2, located in a high-rise building at 12 Jagiellonska Street in Olsztyn. This is an ideal property for families, but also as an investment for rental purposes. The main advantages of the apartment are its pleasant location, good layout of the apartment, and a separate, bright kitchen.
The Apartment
On an area of 46.8 m2 there are:
The apartment is ready to move in after a refresh. A cellar belongs to the apartment.
The Building
The apartment is located on the 5th floor of an 11-story block with an elevator built in 1975.
Location
Zatorze is a green area on the map of Olsztyn adjacent to the city forest, which encourages walks and other physical activities. The above, combined with good infrastructure and numerous commercial, service, education, and healthcare facilities, makes it an ideal place for families, but also as an investment.
Nearby are:
Legal Status
Fees
Additional Information
Contact Invitation
Adam Sternik
Real Estate Consultant.
Offer added from propertly.io
Offer number in the office: 305-MS-OGXNjc06HI/1/4