Getting a mortgage in Portugal as a foreigner
What Portuguese banks lend a non-resident: the 90% and 80% central-bank ceilings, the 50% effort rate, Euribor in August 2026, and the full cost stack.
Santo Espírito, República Portuguesa
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Overview
Descubra um refúgio único na serena baía da Maia, em Santo Espírito, Vila do Porto. Esta **moradia independente** oferece uma experiência de vida incomparável, combinando a tranquilidade da natureza com vistas deslumbrantes sobre o mar.
**Interior acolhedor** com 3 divisões (3+kk), ideal para quem busca um lar permanente ou um refúgio de férias. A propriedade é perfeita para desfrutar de momentos de lazer ao ar livre, rodeado pela beleza natural da costa sul da ilha.
**Características principais**: * Moradia independente em Santo Espírito * Localização privilegiada com vista mar * Vinhas particulares com charme rústico * Ideal para residência, férias ou investimento turístico * Ambiente calmo e envolvente
**Localização** Situada na pitoresca baía da Maia, na ilha de Santa Maria, Açores, esta propriedade proporciona um contacto direto com a natureza e o som relaxante do mar. Desfrute da qualidade de vida e da beleza natural desta ilha deslumbrante.
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Listed 3 months ago
Updated July 22, 2026
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Descubra um refúgio único na serena baía da Maia, em Santo Espírito, Vila do Porto. Esta moradia independente oferece uma experiência de vida incomparável, combinando a tranquilidade da natureza com vistas deslumbrantes sobre o mar.
Interior acolhedor com 3 divisões (3+kk), ideal para quem busca um lar permanente ou um refúgio de férias. A propriedade é perfeita para desfrutar de momentos de lazer ao ar livre, rodeado pela beleza natural da costa sul da ilha.
Características principais:
Localização Situada na pitoresca baía da Maia, na ilha de Santa Maria, Açores, esta propriedade proporciona um contacto direto com a natureza e o som relaxante do mar. Desfrute da qualidade de vida e da beleza natural desta ilha deslumbrante.